Keep going, even with no signal.
Create a Moity, add people and enter expenses. Everything is sent automatically when your connection comes back.
Offline balances remain as they were at the last load.iPhone available · Web and Android coming soon
Clear balances.
Better memories.
Moity keeps track of who paid what and shows who owes whom — no account required, no ads, even when the network disappears.
- No account required
- 5 languages — more on the way
- Zero ads
Trips✦Shared homes✦Weekends✦Nights out✦Festivals✦Holidays
01 — Genuinely simple
Together,
without complicated accounts.
A quiet little system that lets you enjoy the moment. Moity handles the rest.
-
01
Create your Moity
A trip, a shared home or a night out. Name it, add everyone and share the private link.
-
02
Add expenses
One person paid, or several did. Split equally, by shares, percentages or exact amounts.
-
03
Settle fairly
Balances become clear and Moity suggests the useful repayments to settle the whole group.
02 — Every detail counts
One expense.
Every way to split it.
Who paid? For whom? In which currency? Moity keeps the detail without turning your trip into a spreadsheet.
- 01Multiple payersEveryone can cover part of the same expense.
- 02Four split methodsEqually, by exact amount, by shares or by percentage.
- 03Currencies & receiptsKeep the original amount, the rate you chose and a photo of the receipt.
03 — Made for real life
The network can wait.
Your expenses cannot.
You came here to share. Not to be tracked.
- No account required
- No advertising
- No tracking tools
- No data resale
Five languages.
And more to come.
Moity speaks French, English, Spanish, Italian and Arabic, with a fully right-to-left interface. More languages will join them soon.
Your accounts stay yours.
Export a Moity’s full history as a CSV or PDF whenever you need it.
04 — The finish line
Fewer transfers.
More clarity.
Moity works out who should repay whom and suggests a simple path to settle the group. You record the repayment; money never passes through Moity.
2
repayments are enough
in this three-person example.
in this three-person example.
Simple questions
Before you
begin.
The iPhone app is available on the App Store. Web and Android versions will follow.
Do I need to create an account?
No. You can create, join and use a Moity anonymously. Optional Apple, Google or email sign-in lets you find your Moitys on another device.
What works offline?
You can create a Moity, add people and enter expenses. Those changes are sent when the network returns. Balances stay at their last loaded values until synchronisation.
Does Moity transfer money?
No. Moity calculates and records declarative expenses and repayments, but never holds funds or initiates a payment.
How do I invite the group?
Simply share the Moity’s private link or code. Each person chooses an open seat and can start taking part.
How much does Moity cost?
Moity is free, with no ads and no hidden subscription.
Together,
without complicated accounts.